The best replacement for home loan is line of credit.

The best alternatives to home loan are rated as following:
★★★★★  line of credit
★★★★  car loan
★★★  construction loan
★★  fha
★★  personal loan
★★  business loan
★  commercial loan
★  conventional home loan
★  investment loan
★  loan against property
  fha loan
  mortgage loan
  auto loan
  house loan
  investment property loan
  fha home loan
  equity line of credit

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Speaking about home loan, one probably shouldn't forget about bad credit.

Other search terms related to home loan and their ratings are:
★★★★★ bad credit
★★★★ no down payment
★★★ poor credit
★★★ pmi
zero down
credit score of 540
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home loan
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