The best replacement for line of credit is loan.

The best alternatives to line of credit are rated as following:
★★★★★  loan
★★★★  credit card
★★★  home equity loan
★★★  mortgage
★★  second mortgage
★★  refinance
★★  personal loan
★★  letter of credit
★  equity loan
★  home equity
★  reverse mortgage
★  revolver
★  home loan
★  auto loan
★  car loan
★  revolving credit
★  refinancing
★  term loan
  mortgage which is better
  student loan
  signature loan
  2nd mortgage
  redraw
  business loan
  offset account
  installment loan
  revolving line of credit
  overdraft
  cash out refinance
  osap
  credit cards
  line of credit

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Google Trends

Scale is based on the average worldwide traffic of line of credit in all years. Click on graph for more.
line of credit
loan
credit card