The best replacement for amortized is simple interest.

The best alternatives to amortized are rated as following:
★★★★★  simple interest
★★★★★  amortized
★★★★★  amortised
★★★★  interest only
★★★  asymptotic
★★★  unamortized
★★  worst case
★★  capitalized
★★  fair value
★  non amortized
★  depreciated
  fully amortized

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