The best replacement for term loan is line of credit.

The best alternatives to term loan are rated as following:
★★★★★  line of credit
★★★  bond
★★  revolving loan
★★  demand loan
★★  overdraft
★  long term loan
★  revolving credit
★  revolver
★  senior notes
★  cash credit
★  short term loan
★  flexi loan
★  fixed loan
  working capital loan
  revolving credit facility
  hire purchase
  flexi

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term loan
line of credit
bond