The best replacement for overdraft is loan.

The best alternatives to overdraft are rated as following:
★★★★★  loan
★★★★★  nsf
★★★★  credit card
★★★★  line of credit
★★★★  term loan
★★★  cash credit
★★  personal loan
★★  asb
★★  non sufficient funds
★  bank loan
★  payday loan
★  revolving credit
★  personal reserve
★  factoring
★  bank overdraft
★  bounced check
  short term loan
  overdrawn
  demand loan
  insufficient funds

Your alternative for overdraft is not listed? Suggest!
Speaking about overdraft, one probably shouldn't forget about santander.

Other search terms related to overdraft and their ratings are:
★★★★★ santander
★★★★★ debit card
★★★ natwest
★★ nationwide
You have in mind a companion for overdraft and it is not yet here? Propose!



Google Trends

Scale is based on the average worldwide traffic of overdraft in all years. Click on graph for more.
overdraft
loan
nsf