The best replacement for takaful ikhlas is etiqa.

The best alternatives to takaful ikhlas are rated as following:
★★★★★  etiqa
★★★★★  takaful malaysia
★★★★  prudential bsn
★★  takaful etiqa
★★  prubsn takaful
★★  prubsn
★  maa takaful
★  etiqa takaful

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