The best replacement for etiqa is prubsn.

The best alternatives to etiqa are rated as following:
★★★★★  prubsn
★★★★  prudential
★★★  takaful ikhlas
★★★  prudential takaful
★  prudential bsn
★  ikhlas
★  kurnia
★  prudential bsn takaful
★  maa

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