The best replacement for incurred is accrued.

The best alternatives to incurred are rated as following:
★★★★★  accrued
★★★★  paid
★★★★  occurred
★★★  paid claims
★★  applied
★  absorbed
★  reported
★  incurred
★  directly allocated
★  billed
★  sustained
★  year paid
★  suffered
  claims made
  accrual
  applied overhead

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incurred
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