The best replacement for secured line of credit is unsecured.

Лучшие альтернативы к secured line of credit можно упорядочить следующим образом:
★★★★★  unsecured
★  unsecured line of credit

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Google Trends

Scale is based on the average worldwide traffic of secured line of credit in all years. Click on graph for more.
secured line of credit
unsecured
unsecured line of credit