The best replacement for paying off mortgage is investing.

Лучшие альтернативы к paying off mortgage можно упорядочить следующим образом:
★★★★★  investing
★★★  saving
★  saving for retirement
★  tax deduction
★  investing money
★  invest
★  retirement savings
  saving money
  saving for college
  not paying off mortgage
  investing for retirement

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Google Trends

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paying off mortgage
investing
saving