The best replacement for occurrence is claims made.

Лучшие альтернативы к occurrence можно упорядочить следующим образом:
★★★★★  claims made
★★  claims made insurance
★★  aggregate
★  occurrence
★  existence
★  incidence
★  claims made policy
★  event
★  series outlook
★  per claim
★  claims
  claims based
  accident
  claims made malpractice
  claims made liability insurance
  claims made coverage
  claims made insurance definition
  near miss
  per claim deductible
  recurrence
  claims made policies
  general aggregate
  claims made better
  instance
  transaction

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occurrence
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claims made insurance