The best replacement for discretionary is non discretionary.

Лучшие альтернативы к discretionary можно упорядочить следующим образом:
★★★★★  non discretionary
★★★★  mandatory spending
★★★★  disposable income
★★★  ministerial
★★  mandatory
★★  non discretionary spending
★★  non discretionary accounts
★★  advisory
★  non-discretionary
★  committed costs
★  mandatory access control
★  bare trust
★  nondiscretionary
★  non-discretionary spending
★  staples
★  non-discretionary account
★  fixed trust
★  consumer staples
  automatic fiscal policy
  disposable
  discretionary
  non-discretionary accounts

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discretionary
non discretionary
mandatory spending