The best replacement for write off is charge off.

The best alternatives to write off are rated as following:
★★★★★  charge off
★★★★  write down
★★★★  write-off
★★★★  deduction
★★  allowance
★★  bad debt
★★  depreciation
★★  allowance method
★★  credit memo
★★  adjustment
★  right off
★  write back
★  disposal
★  impairment
★  provision
★  tax deduction
★  credit note
★  waiver
★  write up
★  write off
★  ride off
  depreciate
  repair car
  allowance method bad debts

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