The best replacement for va loan is conventional loan.

The best alternatives to va loan are rated as following:
★★★★★  conventional loan
★★★★★  fha
★★★★  conventional
★★★★  fha loan
★★  cal vet loan
★★  conventional mortgage
★  texas vet loan
★  usda loan
★  homepath loan
★  conventional loans
  calvet
  traditional loan
  homepath
  usda
  rural development loan
  vlb

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Speaking about va loan, one probably shouldn't forget about bad credit.

Other search terms related to va loan and their ratings are:
★★★★★ bad credit
★★★ foreclosure
★★★ poor credit
★★★ cosigner
★★ no closing costs
★★ no down payment
★★ bankruptcy
★ appraisal
★ being a veteran
short sale
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