The best replacement for save for retirement is pay off debt.

The best alternatives to save for retirement are rated as following:
★★★★★  pay off debt
★★★  pay off student loans
★★  pay off mortgage
★  pay off house
★  pay down mortgage
★  buy a home
  pay down debt
  build emergency fund
  payoff mortgage
  pay credit cards
  buy a house

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save for retirement
pay off debt
pay off student loans