The best replacement for retail banking is commercial banking.

The best alternatives to retail banking are rated as following:
★★★★★  commercial banking
★★★★  wholesale banking
★★★  corporate banking
★★  private banking
★★  consumer banking
★  wealth management
★  core banking

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Google Trends

Scale is based on the average worldwide traffic of retail banking in all years. Click on graph for more.
retail banking
commercial banking
wholesale banking