The best replacement for insolvency is bankruptcy.

The best alternatives to insolvency are rated as following:
★★★★★  bankruptcy
★★★★  illiquidity
★★★  liquidity
★★  liquidation
★★  default
★  sequestration
★  administration
★  solvency
  financial distress

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Google Trends

Scale is based on the average worldwide traffic of insolvency in all years. Click on graph for more.
insolvency
bankruptcy
illiquidity