The best replacement for income based is pay as you earn.


The best alternatives to income based are rated as following:
★★★★★  pay as you earn
★★★★★  income contingent
★★★  income contingent repayment
★★  contingent
★  contribution based
★  contribution based jsa
★  income contingent repayment plan
★  contribution based jobseeker's allowance

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income based
pay as you earn
income contingent