The best replacement for home equity loans is refinancing.


The best alternatives to home equity loans are rated as following:
★★★★★  refinancing
★★★★  home equity line of credit
★★★  second mortgage
★★  lines of credit
★  home equity lines of credit
★  lines
★  reverse mortgages
★  personal loans
★  home improvement loans
  mortgages
  reverse mortgage
  mortgage loans
  second mortgages
  2nd mortgages
  student loans

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Speaking about home equity loans, one probably shouldn't forget about closing costs.

Other search terms related to home equity loans and their ratings are:

★★★★★ closing costs
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home equity loans
refinancing
home equity line of credit