The best replacement for emergency fund is retirement.

The best alternatives to emergency fund are rated as following:
★★★★★  retirement
★★★★  401k
★★★  pay off debt
★★  savings
★★  paying off debt
★★  pay off debt suze orman
★  pay off student loans
★  retirement savings
★  student loan
★  pay off car
  pay down debt
  pay off credit cards
  pay debt
  debt payoff
  debt snowball

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Google Trends

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emergency fund
retirement
401k