The best replacement for death benefit is cash value.

The best alternatives to death benefit are rated as following:
★★★★★  cash value
★★★  increasing death benefit
★★  face value
★  sum assured
★  net cash value
★  level
  level death benefit
  face amount
  surrender value
  long term care rider

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Speaking about death benefit, one probably shouldn't forget about annuities.

Other search terms related to death benefit and their ratings are:
★★★★★ annuities
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Google Trends

Scale is based on the average worldwide traffic of death benefit in all years. Click on graph for more.
death benefit
cash value
increasing death benefit