The best replacement for chexsystems is telecheck.

The best alternatives to chexsystems are rated as following:
★★★★★  telecheck
★★★★★  credit checks
★★★  telecheck banks
★★  no telecheck banks
★★  qualifile

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Speaking about chexsystems, one probably shouldn't forget about banks.

Other search terms related to chexsystems and their ratings are:
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Google Trends

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