The best replacement for cash option is annual payout.

The best alternatives to cash option are rated as following:
★★★★★  annual payout
★★★★  annual payments
★★★★  annuity
★★★  payments
★★  annuity better
★★  annuity mega millions
★  jackpot annuity
★  annuity lottery
  annual payments lottery
  annuity option
  payout

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cash option
annual payout
annual payments