The best replacement for benefit plan is contribution plan.

The best alternatives to benefit plan are rated as following:
★★★★★  contribution plan
★★★★★  defined contribution plan
★★★★  defined contribution
★★★  sep ira
★★  cash balance
★★  cash balance plan
★  solo 401k
★  defined benefit plan
  401k plan
  flexible benefit plan
  secondary benefit plan
  401 k
  profit sharing
  412i

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