The best replacement for beneficiary is will.

The best alternatives to beneficiary are rated as following:
★★★★★  will
★★★★  trustee
★★★  estate
★★★  executor
★★  heir
★★  pod
★★  contingent beneficiary
★  dependent
★  benefactor
★  successor holder
★  successor
★  dependant
★  spouse
  power of attorney
  joint account
  secondary beneficiary
  living trust
  recipient
  payable on death
  transfer on death
  co owner
  contingent
  incidental beneficiary
  annuitant
  payee
  primary
  dependent insurance
  executor of estate
  wills
  assignee
  owner of life insurance
  beneficial owner
  last will

Your alternative for beneficiary is not listed? Suggest!
Speaking about beneficiary, one probably shouldn't forget about life insurance.

Other search terms related to beneficiary and their ratings are:
★★★★★ life insurance
★★ trust
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beneficiary
will
trustee