The best replacement for apy is apr.

The best alternatives to apy are rated as following:
★★★★★  apr
★★★  interest rate
★★  rate
★★  interest
★  apr calculator
★  dividend rate
★  apye
★  apr cd
★  dividend
  ytm
  7 day yield
  apr savings account
  apr better
  rate of return
  apr calculation

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