The best replacement for traditional banking is online banking.

The best alternatives to traditional banking are rated as following:
★★★★★  online banking
★★★★  modern banking
★★  e banking
★★  banking
★  microfinance
★  internet banking
★  e-banking
★  islamic banking
★  electronic banking
★  shadow banking
★  mobile banking
  branch banking
  core banking

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Google Trends

Scale is based on the average worldwide traffic of traditional banking in all years. Click on graph for more.
traditional banking
online banking
modern banking