The best replacement for settle is pay in full.

The best alternatives to settle are rated as following:
★★★★★  pay in full
★★★★★  go to trial
★★★  litigate
★★★  sue
★★★  trial
★★★  go to court
★★  be alone
★★  defend
★  wait for love
★  settee
★  charge off
★  decide
  stay single
  not to settle
  pay off

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settle
pay in full
go to trial