The best replacement for on your own is living at home.

The best alternatives to on your own are rated as following:
★★★★★  living at home
★★★★★  by your own
★★★★  living with parents
★★★  by yourself
★★  through cruise line
★  living with your parents
★  at home
  living with your your parents
  living with your parent

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Speaking about on your own, one probably shouldn't forget about creditors.

Other search terms related to on your own and their ratings are:
★★★★★ creditors
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on your own
living at home
by your own