The best replacement for mortgage rates is credit score.

The best alternatives to mortgage rates are rated as following:
★★★★★  credit score
★★★  stock market
★★★  bond rates
★★  10 year treasury
★★  bonds
★★  fico score
★  home prices
★  inflation
★  treasury yields
★  home equity rates
★  10 year bond
★  prime rate
★  bond yields
★  credit scores
★  discount rate
★  treasuries
★  bond yield
  treasury rates
  bond prices
  fed funds rate
  variable

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