The best replacement for jtwros is tic.

The best alternatives to jtwros are rated as following:
★★★★★  tic
★★★★  community property
★★★  jt ten
★★★  tenants in common
★★  tod
★  jtic
★  tenants by entirety
★  tbe
★  joint tenants
  jt
  cpwros
  joint tenancy
  joint tenants in common
  jtten

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jtwros
tic
community property