The best replacement for duty to defend is duty to indemnify.

The best alternatives to duty to defend are rated as following:
★★★★★  duty to indemnify
★★★★★  reimbursement
★★  pay on behalf
★★  non duty to defend
★  duty to pay
★  reimbursement policy
★  right to defend
  indemnification
  duty to defend

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duty to defend
duty to indemnify
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