The best replacement for direct loan is ffel.

The best alternatives to direct loan are rated as following:
★★★★★  ffel
★★★★  stafford loan
★★★  stafford
★★★  sallie mae
★★  ffelp
★  unsubsidized direct loan
★  ffelp loan
★  private loan
★  direct plus loan
★  subsidized
  perkins
  guaranteed
  perkins loan

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