The best replacement for credit scores is interest rates.

The best alternatives to credit scores are rated as following:
★★★★★  interest rates
★★  fico scores
★★  rates
★★  fico
★  mortgage rates
★  bad credit scores
★  auto loan rates
★  loan rates
★  credit cards
  experian

Your alternative for credit scores is not listed? Suggest!
Speaking about credit scores, one probably shouldn't forget about mortgages.

Other search terms related to credit scores and their ratings are:
★★★★★ mortgages
★★★★ monitoring
★★★ credit monitoring
You have in mind a companion for credit scores and it is not yet here? Propose!



Google Trends

Scale is based on the average worldwide traffic of credit scores in all years. Click on graph for more.
credit scores
interest rates
fico scores