The best replacement for citi is chase.

The best alternatives to citi are rated as following:
★★★★★  chase
★★★★★  capital one
★★★★  discover
★★★★  citigroup
★★★  chase credit cards
★★  bank of america
★★  hsbc
★★  amex
★★  citibank
★★  chase credit card
★★  goldman
★  barclays
★  jp morgan
★  barcap
  cit
  icici
  wachovia
  discover card
  jpm
  wamu

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Speaking about citi, one probably shouldn't forget about havertys.

Other search terms related to citi and their ratings are:
★★★★★ havertys
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Google Trends

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citi
chase
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