The best replacement for chattel mortgage is hire purchase.

The best alternatives to chattel mortgage are rated as following:
★★★★★  hire purchase
★★★  pledge
★★★  novated lease
★★★  consumer loan
★★  chp
★★  finance lease
  commercial hire purchase
  real estate mortgage

Your alternative for chattel mortgage is not listed? Suggest!
Speaking about chattel mortgage, one probably shouldn't forget about affidavit of good faith.

Other search terms related to chattel mortgage and their ratings are:
★★★★★ affidavit of good faith
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