The best replacement for 28 degrees is cash passport.

The best alternatives to 28 degrees are rated as following:
★★★★★  cash passport
★★★★  bankwest zero platinum
★★★  qantas cash
★★★  travel card
★★  bankwest zero
★★  nab gold
★  travelex
★  ozforex

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28 degrees
cash passport
bankwest zero platinum